Friday, January 8, 2010
Wednesday, January 6, 2010
I was trying to be proactive with finances today, since I get paid tomorrow. As you may have read below one of my goals for the year is to gain and maintain finacial stability, so I decided to start with this paycheck with focusing on only the essential spending. You know...bills, Austin's before and after care, car maintenence, etc. So what did I do next? I looked at my paystub to see what I have to work with.
I then discovered the impact my decision to be responsible and forward-thinking by establishing both a medical spending flex account, as well as a dependant-care flex account. I now, as of this paycheck, am having approximately $300 more dollars taken from each check and put into the before-mentioned accounts. YIKES!
In the spirit of becoming financially stable I started a electronic version of a register to track the incoming and outgoing spending. I also plan to to keep a hand-written register (yes, Mom, you read that right!) and do what most financially responsible adults do! So, anyways....I did that and guess what? Once the bills and other payments are complete, these is VERY LITTLE paycheck left...YUCK! I guess it's time to start living extremely tight! But I am hoping by doing so, I will be able to start gaining a savings, and find a way to better live within my means.
Wish me luck! And I leave you with a quote I got in an email today, that reminds me to begin with the end in mind, like I learned in my 7 Habits training. Provided by a great motivational speaker, Judy Moreo, "The journey becomes clear when the destination is known."
Tuesday, January 5, 2010
Sunday, January 3, 2010
I chose this word, because over the course of the latter part of last year, I was trying to work towards a more stable lifestyle, but I obviously need more time to get to the place I want to be. The goal for 2010 is to reach a place of overall stability. I want to become stable financially and make sound money choices. I want to create a stable home environment for my son and myself. I want stability in my personal relationships. I have come a long way by finding the perfect man for me, but I also want to work on being a more stable and consistent daughter and friend as well. I want to become more stable in my physical appearance and by that I mean, LOSE WEIGHT and get healthy with diet and exercise. I want to get myself to a place where I can hit the gym 3 times a week and feel better about myself and my appearance. I want to have a balanced schedule and not cram everything I have to do at the last minute, which means I need to stop procrastinating and do jobs and chores when they are small rather than putting it off until it is a HUGE undertaking!
So this is going to be the word I put into the back of my mind with the choices I make to try and gain the stability I am striving to acheive. Do you have a word you would use to help shape this year? Please share it with me if you do. I would love to hear what others out there want their year to be like!
Friday, January 1, 2010
There is a blog I recently stated following, (In)Courage that had a really good list of questions that helped you to reflect on the past year's events, while looking forward to the year ahead. I decided I want to participate in the reflection of the past year of my life...
Reflection Questions for 2009
1. What was the single best thing that happened this past year?
A: I think the best thing that has happened to me this year is meeting my boyfriend, Jarrod, and having him become a part of my life. He makes me happier than I can ever remember being at anytime in my life.
2. What was the single most challenging thing that happened?
A: I think the toughest challange for me has been figuring out how to deal with my ex-husband's illness and how to help my son, Austin understand what his dad is going through.
3. What was an unexpected joy this past year?
A: I would have to say the most unexpected joy this year again is meeting Jarrod, but even more than that meeting his kids and his family, as well as having my family welcome him with open arms and for them to see how happy he makes me and how much he enhances my life!
4. What was an unexpected obstacle?
A: I think most people would say the financial situation in the U.S. today is an obstacle, but I think my own personal obstacle would be finding a way to show I have moved on and and ready to move forward with my future.
5. Pick three words to describe 2009.
A: Unexpected, Wonderful, Challanging
6. Pick three words your boyfriend would use to describe your 2009 (don’t ask them; guess based on how you think your boyfriend sees you).
A: Wonderful, Tough, Happy
7. Pick three words your boyfriend would use to describe their 2009 (again, without asking).
A: Unexpected, Happy-ending, Struggle
8. What were the best books you read this year?
A: All of the Debbie Macomber books I've read, all of the Nicholas Sparks books, And Vision in White by Nora Roberts
9. With whom were your most valuable relationships?
A: My mom, Jarrod, My best friend, Shay
10. What was your biggest personal change from January to December of this past year?
A: Turning myself around financially and meeting the man of my dreams!
11. In what way(s) did you grow emotionally?
A: For some reason, in the last year I feel like I have grown up ALOT and I feel more like an adult. I suppose this is a good thng since I am 6 weeks away from the big 3-0!
12. In what way(s) did you grow spiritually?
A: I think I am more at peace with myself and ok with where I am in my life. I feel like I am not always sweating the small stuff and going with the flow more...which is definately a good thing!
13. In what way(s) did you grow physically?
A: Well physically, I grew out! Hahahaha! We will work on this in 2010 andd maybe I will answer this one next with me growing "In"!
14. In what way(s) did you grow in your relationships with others?
A: I feel like I am taking a more grown up approach to life rather than being impulsive. This has helped my growth in my relationships as I am able to prove I am more dependable and trustworthy!
15. What was the most enjoyable area of managing your home?
A: Something about housework is supposed to be enjoyable? I guess I feel the best about when it's all done...and then not so much when it needs to be dne again! Actually, my favorite part of being at home is cooking and baking for those I love.
16. What was your most challenging area of home management?
A:No suprise here...LAUNDRY! Without a doubt, laundry is my least favorite chore because it take a long time to do and I tend for forget to change the loads out when they dryer buzzer goes off. OH THE TOURTURE!
17. What was your single biggest time waster in your life this past year?
A: Hmmm...I guess procrastination or getting lost in a book.
18. What was the best way you used your time this past year?
A: Making lists. They kep me on task and keeping a calendar to better manage my time each day!
19. What was the biggest thing you learned this past year?
A: Sometimes you have to be mean to make your point even when it hurts to be a B^$#h.
20. Create a phrase or statement that describes 2009 for you.
Over, thank God!
Tuesday, December 29, 2009
It's copied from Adrinanna from the new 90210 episodes, and I love it! THANK YOU DANIELLE! She put in some blended highlights that gives it a more dimensional look and makes it kind of fun and flirty! What do you guys think?